I am so loving this Hallmark card organizer... now that I've pimped it out baby! I took the twelve month tabs that came with it (they were actually like little files so I cut half off), and sanded the months and background color off the tab part. This way all I had to do was slap down some of my favorite Basic Grey paper and cut only two sides. Then I took all my small black rub-ons and mixed and matched them to make categories. I covered that with packing tape, just so they stayed on through all the flipping for cards. 
The fabric on the top was already there, just added the rub-ons. I peeled off paper around the outside and stuck some fabric around the outside with matte modge podge. 
The whole card holder part actually sits on a really long shallow drawer. I covered the face of it with paper, ripped out the old ribbon tab and replaced it with ribbon jar ribbon. Like I said, you need to make one of these, fun, fun, fun.